Climate This is covered on page 16 of contract I-37-Ind-6. Water supply Water is obtained from wells and creeks. No irrigation is practiced, although proposals have been considered for small diversions from streams running through Indian land. This would provide supplemental water to cultivated lands such as gardens and small pastures during July and August and would greatly increase the yields. See also page 16 of contract I-37-Ind-6. Drainage This is covered on page 16 of contract I-37-Ind-6. Productive assets No survey has been made of the livestock, machinery, and equipment recently, however, page 16 of contract I-37-Ind-6 gives an inventory as of 1938. In addition to that inventory, the 10-year program developed for this reservation states on page 14 of part 2 that "much of the farming is done with small tractors." Tribal land is assigned to individuals on a standard assignment. Because of being in heirship status, about 70 percent of the 830 acres allotted land is owned and controlled by Indians living on other reservations. There is a community center consisting of several buildings, including an assembly hall, kitchen, cannery, shop, sewing room, medical clinic, office, garage, and two small cottages for the aged. Under a rehabilitation program, 10 new houses were built, 10 repaired, 5 new barns erected, and the 2 houses for the old folks constructed. The rehabilitation houses are now being purchased by individuals through small payments, like rent. Liabilities and unfavorable factors Collections on payments for rehabilitation houses is not so good at present, but the tribal business committee recognizes its responsibility and has recently had bills sent out, and will take action to effect collection. Income and source A few of the families engage in agriculture almost exclusively but most of the able-bodied males work full time for timber operators. Part-time work is obtained by families working in hopyards and berry patches. (See also p. 15 of contract I-37-Ind-6 concerning occupational survey and income estimates made in 1936. Attached hereto as exhibit B is a statement of the financial assets of the community.) Social factors The Grand Ronde Indians have had a long association with white people and many have intermarried. The children attend the public schools. Cultural development is on a par with that of the white neighbors. Credit needs There are about 77 resident families. The loan program is not yet definite but it is estimated that during the first year, not more than 10 loans would be made to individuals for construction of wells, purchase of seed, farm machinery, logging equipment, fencing, and buildings. These loans will be made to persons in class A (good character, good security) and class B (good character, fair security). Loans will range from about $75 to as much as $5,000. There is approximately $7,500 in a special II account of the community, which money was derived from sale and rental of rehabilitation houses. It is proposed to use this money, as well as future collections from sale and rental of the rehabilitation houses as a loan fund. Policies 2. POLICIES AND PLANS FOR MANAGING CREDIT ACTIVITIES Loans will be made for economic development purposes, to members of the community as defined in article III of the constitution and bylaws of the Confederated Tribes of the Grand Ronde Community of Oregon. In conducting the credit program, the business committee of the community pledges itself to conform to the regulations of the Secretary of the Interior approved December 18, 1945, amended August 21, 1947, and June 25, 1948, and applicable instructions of the Commissioner of Indian Affairs as contained in the Credit Manual. Followup The loan committee pledges its best effort to make only sound loans, to follow up all loans to see that the borrowers are living up to their contracts and making use of the facilities and services made available to them, and to enforce a strict repayment policy. Unsatisfactory operators In the event that borrowers prove to be unsatisfactory operators, do not pay their loans as scheduled, the business committee or a special committee appointed by it shall either declare the loan in default and proceed in accordance with the requirements of the Credit Manual, or for justifiable reasons, recommend an extension for repayment. Fees A preparation fee of $1.50 shall be charged the borrower, and (s) he shall pay all costs of filing mortgages, obtaining title, or other fees incident to the provision of adequate security or other provisions of his (her) loan agreement. These fees shall be used for the payment of clerical assistance and office supplies. Depository The depository for the community credit funds shall be a special II account in the official checking account of the bonded Government disbursing agent of the Portland area office, with the Treasurer of the United States, or a bank previously designated by the area director or his authorized representative. Bonding of officers If the Treasurer of the Grand Rounde Community collects or disburses credit funds, he shall be bonded to the community in an amount and in the manner satisfactory to the area director or his authorized representative and in accordance with the provisions of section 4, article I of the bylaws to the constitution of the community. If a Government employee receives the funds, he shall be authorized in writing by the community to make such collection of funds and he will be subject to the usual Government regulations concerning receipting, bonding, etc. Committees The business committee may appoint a loan committee of three or more members or may itself act as the loan committee. It shall be the duty of the loan committee to recommend loans for approval, declare loans in default if necessary, recommend extensions where justified, recommend modifications where advis able and see that the instructions of the Commissioner of Indian Affairs are complied with. In accordance with resolution, Serial No. 8, dated January 15, 1940, the chairman of the business committee may sign the recommendations of the loan (credit) committee commitment orders on individual loan applications, and other credit papers as the authorized official of the community. Interest Interest shall be charged at the rate of 4 percent per annum to individual borrowers. No interest charge shall be made to tribal enterprises if adopted. Deposits The optional 3 percent deposit plan shall not be used. Accounts, records, files Financial and bookkeeping records and reports of the community's credit activities shall be kept by the community in accordance with instructions from the Commissioner of Indian Affairs or his authorized representative. In the conduct of its credit activities, the community proposes to use such forms as are approved by the Commissioner of Indian Affairs or his authorized representative. Earnings and surplus Earnings from credit operations may be used for making additional loans, for clerical hire and office expense, and for such other purposes as the business committee may designate. Uncollectible debts In the event that any loans prove to be uncollectible, after all of the provisions in the regulations and provisions of the Credit Manual concerning declaring loans in default have been complied with, the business committee may declare a loan uncollectible and charge it off in accordance with instructions of the Commissioner of Indian Affairs. Security If an applicant has security to offer, it must be offered, up to an adequate amount. Title Title to property purchased with the loan will generally be taken in the name of the individual borrower. This general provision would not apply in the purchase of trust land. If, however, the community through its loan committee, recommends and the approving officer agrees, title may be taken in the United States in trust either for the community or for the individual. Corporate enterprise There are no corporate enterprises at the present time, although a locker plant was discussed at various times as a possible enterprise. In the event that it is decided later to establish a plant or other enterprise, plans will be submitted for approval as required by the regulations. Dated this day of Approved, March 2, 1950, in accordance with delegation of authority dated December 14, 1949, affixed to resolution dated November 28, 1949. [SEAL] EXHIBIT B L. P. TOWLE. Financial assets of the Grand Ronde Community as of Dec. 1, 1949-Deposited in individual Indian money account, Portland area office Confederated Tribes of the Grand Ronde Community: G-7. Timber receipts Land: Indian Reorganization Act land acquired (537.1 acres) valued at... Accounts receivable, Nov. 28, 1949: House assignments: 1. Ivan Langley (penalty). 2. Dave and Emma Leno 3. Ralph LaChance__ 4. Vernon Reibach.. 5. Mrs. Alberta George (this is current). 6. Joe Isaac_ 7. Sampson Simmons_ 8. Alvira McKnight 1 $7, 522. 10 1, 033. 03 382.88 3, 869. 97 24, 927. 00 19.00 894.59. 256. 00 411. 72 202. 51 306. 62 1, 114. 80 949. 51 205. 84 21. Edgar Simmons (all delinquent). 1, 494. 36 Total accounts receivable, which could be used in making future loans____. 6, 783. 95 1 This amount increased between the time the resolution was signed on Nov. 28, 1949, from $7,340 to $7,522.10. AREA OFFICE, Portland, Oreg., March 23, 1950. (Extension) COMMISSIONER OF INDIAN AFFAIRS, Washington, D. C. DEAR MR. COMMISSIONER: Attached hereto is a complete copy of the resolution and economic development program and statement of plans and policies of the Confederated Tribes of the Grand Ronde Community. The resolution accomplished 3 things: (1) Canceled the unadvanced commitment of $5,000 under contract I-86-ind-701 and I-97-ind-6; (2) terminated the rehabilitation trust agreement; (3) established the former rehabilitation fund now in a II account at the Portland area office as a revolving credit fund. The resolution and plan were approved finally on March 2, 1950. It was intended that the regional representative, the late Dr. Henry Roe Cloud would sign the resolution but his signature was not obtained. He attended the meeting at which the resolution was passed. Sincerely yours, RESOLUTION F. B. HARMON, Credit Officer. Whereas the Confederated Tribes of the Grand Ronde Community, in the State of Oregon, an Indian chartered corporation, executed and accepted loan agreement contracts I-86-ind-701 under date of January 18, 1937, for $3,000 and I-97-ind-6 under date of September 19, 1938, for $10,000 for a total of $13,000 with the United States, for making loans to individual Indians; and Whereas it has been found necessary to have only $8,000 of the $13,000 advanced to the credit of our corporation to date, all of which has been repaid; and Whereas we have a balance of approximately $7,340 in an individual Indian account obtained from sale and rental of rehabilitation houses, and deposited through the area office of the Bureau of Indian Affairs in Portland, Oreg., with the Treasurer of the United States; and Whereas a letter from the Bureau of Indian Affairs in Washington, D. C., dated November 4, 1949, stipulated that Office would be willing to approve the termination of the rehabilitation trust agreement of the Confederated Tribes of the Grand Ronde Community approved November 14, 1939, and supplemented May 27, 1940, if we would agree to deposit the balance of the funds now available, and accruals thereto, in a II account or other depository from which we could make loans under the provisions of the revolving credit regulations, using revolving credit forms and making annual reports and providing that arrangements would be made to keep the required records, make the required reports, and make collections not in contravention to section 4, article 1, of the bylaws: Now, therefore, be it Resolved, That a modification of our loan agreement contracts I-86-ind-701 and I-97-ind-6 is hereby requested, reducing the amount of the commitment from $13,000 to $8,000 and that the unadvanced portion, $5,000, of the commitments revert to the United States Treasury; and further be it Resolved, That we request the termination of the rehabilitation trust agreement in accordance with the letter from the Bureau of Indian Affairs and further request authority to use the funds now in the II account as well as future earnings from the rehabilitation fund investment as a revolving credit loan fund. We agree to write up an economic development program and statement of plans and policies which we propose to follow in conducting our credit activities subject to the approval of the Commissioner of Indian Affairs or his duly authorized representative. CERTIFICATION I, the undersigned, as secretary of the business committee of the Confederated Tribes of the Grand Ronde Community, an Indian-chartered corporation, hereby certify that the business committee of the corporation is composed of 5 members, of whom 4, constituting a quorum were present at a meeting thereof duly and regularly called, noticed, convened, and held this 28th day of November 1949; that the foregoing resolution was duly adopted at such meeting by the affirma vote of 4 members; and that said resolution has not been rescinded or amen in any way. Dated this 28th day of November 1949. Approval recommended: (Signed) Mrs. CELIA SMITH, Secretary, Business Committee, Confederated Tribes of the Grand Ronde Communit Approved December 14, 1949, subject to approval of resolution and econc development program and statement of plans and policies by the area direc Date: March 2, 1950. Regional Representativ (Signed) L. P. TowL (Signed) ALBERT HUBER RESOLUTION Whereas we the members of the Confederated Tribes of the Siletz Indi feel that we have advanced in education, customs, and knowledge with present age, have had a long association with the non-Indian population, children are attending the public schools and we, ourselves, have attended pu schools before them, and the English language is spoken by us universally; Whereas we feel that while our contacts and relationship with the person of the United States Bureau of Indian Affairs have been cordial, we feel t we are able, willing, and should assume the duties and responsibilities of American citizenship and are competent to conduct our own business aff without restrictions being placed as to the sale of timber on our lands, spend proceeds of such sales, and in conducting business generally in connection v our resources now held in trust by the Federal Government; and Whereas we feel that Federal supervision has ceased to be necessary and has in many cases, through antiquated regulations, become a burden to people and no longer conducive to our welfare, present and future: Be it there Resolved, That the Federal Government withdraw all restrictions and serv now existing, insofar as the Indians of the Siletz Reservation are concerned the earliest practicable moment; that patents in fee be issued to the Confedera Tribes of the Siletz Indians, for all tribal property; that patents in fee be iss to Indian owners in case of all individual trust allotments, thus making al these lands subject to State real property taxation; that health services being extended by the Bureau of Indian Affairs be dispensed with; and that acts and functions necessary and required to eliminate each and every Fed control of existing wardship as to the said Siletz Indians be performed; b further Resolved, That a roll of present members of the Confederated Tribes of Siletz Indians be prepared by the Bureau of Indian Affairs, for approval of governing body of the said Confederated Tribes of the Siletz Indians, and t upon the withdrawal by the Federal Government of controls and supervisi the members whose names are listed on said roll, including their minor child and immediate families, shall thereafter be accorded full citizenship, includ the right of obtaining and consuming intoxicants under State and Federal la in the same manner and to the same extent as afforded other American citiz in the State in which they reside. Done this 12th day of November, at regular meeting of the General Cour of the Confederated Tribes of the Siletz Indians, held at Siletz, Oreg. CONFEDERATED TRIBES OF THE SILETZ INDIANS By ELMER LOGAN, Chairman. Attest: MARY ALICE SMITH, Secretary |